New Chase Disney Inspire Card Features $420 in Annual Benefits for Disney Park Fans

5 days ago in "The Walt Disney Company"

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Disney Inspire Visa Card Designs Featuring Mickey Mouse and Stitch

Posted: Tuesday February 3, 2026 9:20am ET by WDWMAGIC Staff

Chase and Disney launched the Disney Inspire Visa Card today, a new credit card with a $149 annual fee that sits above the existing Disney Visa and Disney Premier Visa cards.

The Disney Inspire Visa Card offers up to $420 in annual statement credits and bonus rewards, making it attractive for frequent Disney guests and streaming subscribers.

Disney Inspire Visa Card Designs Featuring Mickey Mouse and Stitch

Annual Benefits and Credits

New cardmembers receive a $300 Disney Gift Card eGift upon approval, plus a $300 statement credit after spending $1,000 in the first three months.

The card provides three types of annual benefits:

200 Disney Rewards Dollars after spending $2,000 per year on U.S. Disney Resort stays and Disney Cruise Line bookings
$100 statement credit after spending $200 per year on U.S. Disney Theme Park Tickets
Up to $120 annual credit on Disney+, Hulu, and ESPN+ purchases

Earning Disney Rewards Dollars

You can earn Disney Rewards Dollars at these rates:

10% at DisneyPlus.com, Hulu.com, and Plus.ESPN.com
3% at most other U.S. Disney locations and gas stations
2% at grocery stores and restaurants
1% on all other purchases

Disney Rewards Dollars can be redeemed toward Disney Theme Park tickets, resort stays, Disney Cruise Line packages, DisneyStore.com purchases, Disney movies at AMC Theatres, and airline purchases through Pay Yourself Back.

Card Designs and Additional Perks

Cardmembers can choose from five exclusive Disney Inspire card designs featuring Mickey Mouse and Stitch, or select from 11 additional designs available to all Disney Visa cardmembers.

The card includes these Disney park and vacation benefits:

0% promotional APR for 6 months on select Disney vacation packages
10% off select purchases at DisneyStore.com
Exclusive character photo opportunities at Walt Disney World and Disneyland
10% off select merchandise at Walt Disney World and Disneyland
10% off select dining locations at Walt Disney World and Disneyland
15% off select guided tours at Walt Disney World and Disneyland
10% off select recreation experiences at Walt Disney World
Savings on select Disney Cruise Line onboard purchases
No foreign transaction fees

Discuss on the Forums

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Ayla3 days ago

I have the same card, mainly for the no foreign transaction fees.

Basil of Baker Street4 days ago

I have the Sapphire Preferred and use it exclusively while traveling. Even just going to Disney . $95 AF. Medical, travel interruption, lost luggage and rental car coverage alone makes that card worth it. Bonus points booking through the travel portal and $50 hotel credit annually makes it an even better deal. For those that like staying at the Swolphin and don't mind being a Marriott loyalist, the Bonvoy Boundless has some nice perks.

Purduevian4 days ago

Nope... I'm going to overspend on Disney food and Merch on my upcoming trip... so paying for the $0 fee each year to get a 10% discount is a decent deal I then learned you actually have to use the card to get the discount... but still the 11% back is better than the 3% back I get on my current card... If I spend $1000 on my trip on food and merch, I'm basically "saving" $80. Probably not worth it... but it was worth looking into

monothingie4 days ago

If you're an AP or DVC this card makes no sense for you. The statement credit is a joke. The Annual Fee for the benefits are a joke. The interest rate you'll be paying on pixie dust isn't a joke.

Sirwalterraleigh4 days ago

But your math ain’t mathing here “I’m gonna overspend on Disney…so paying a $150 fee each year to get an AP/DVC discount (which are pathetic) are a good deal…” Am I processing that right?

Purduevian4 days ago

Value is super subjective... However, if I know I am going to buy something anyway for a certain cost... I will gladly take whatever discount I can find. 11% vs 3%(from my BOA card) isn't anything to slouch at for something you were buying regardless

JMcMahonEsq4 days ago

Flexibility can be highly overrated and counterproductive. Generally stated something that is flexible or in this case really we are talking more about universal application will almost always mean it is not maximized towards a certain goal. For someone who travels alot, a Marriot Card is maximized towards rewards that benefit their intended use, both in the way points are generated (with multiple points per dollar spent) and for the use rewards. Having "flexibility" to use something in a manner that the person never intends to use if for us useless, just about as useless as being a member of a site about a topic that you apparently don't like, yet still waste time posting about.

HauntedPirate4 days ago

Flexibility is king. Being locked into spending rewards at a limited number of locations (*Cough*Disney*Cough) is not flexible.

Sirwalterraleigh4 days ago

Other than the fact you’re willingly ripping yourself off when you walk in the front door?

Purduevian4 days ago

Thanks... still might get the free one... 1 character meal for my family is ~140 (+T&T), $14 off is a lot better than the 3% cash back ($4.2) I get on my other card... Over a week long trip, it seems like it could add up to over $100 difference

Landry4 days ago

You have to pay with your Disney card to get the discounts on merch or food, it doesn't work just showing the card and then paying with another credit card or gift card.

Horizons '834 days ago

Good point, and like that you pointed out "organic spend" vs. chasing the credits for the sake of chasing them.

JMcMahonEsq4 days ago

Damn, my apologies I totally misread that. In order to get the discounts, you actually have to use the Disney Card for the purchase

Touchdown4 days ago

If you can organically spend and get more out of the card then you put in AF matters not. That card gives you a $300 travel credit that automatically applies to the first travel expenses you spend on the card, so you only have to make back $500, for which there are many ways to do that. The card also has no foreign transactions fees, primary car rental insurance, and trip delay insurance. YMMV, but I easily make back the AF before accounting for points use. This new card is the first non terrible Disney card out there, but I would only classify this card as ok.